Community Update

Digital Empowerment Toolkit Now Available!

At World Pulse, we recognize the need for ongoing learning—for you and for your community! Our toolkits aim to provide the resources you need to advance your social change work.

We are excited to introduce our Digital Empowerment Trainers’ Toolkit, a dynamic resource to help you bring the benefits of connecting online to women in your community. Check it out today! »

Is it hard for woman to access a credit?

Recently, I have an interesting experience regarding access to credit. It makes me want to laugh, and yet raise my eyebrow.

It happens to my elder sister. We have a catering business, and we want to expand their business, but we don’t have sufficient fund. So, a credit scheme is the answer. And, because our mom is considered to be too old to apply for a credit scheme, then it goes to my elder sister. And I help her finding the information.

Surprisingly, these are the common questions from the customer services we’ve met:
a) “Are you married?” [Well, from the look of the customer service, I know that having a spouse is much better. There’ll be a man who pays for you.]
b) “Do you have any children?” [It is the euphemism of “are you married?”]

The rest of the questions will be related to something about financial, which is more rational to me.
And, these are the common requirements:
a) Letter of marriage.
b) Statement letter certified by sub-district authority for single person.
c) Letter acknowledged by spouse (let’s say it’s husband they prefer). Even if the asset is under our name, still we have to get that permit letter from our spouse.

Well, I just know how bias our bank service. And even the woman cooperative my mother joined. Everything has to be acknowledged by spouse (husband), even for the woman’s own business.

I’m curious if there is similar situation in other part of the world. Is it hard for woman to access a credit?

Magazine »

Read global coverage through women's eyes

Inside Congo's Growing Sisterhood

Inside Congo's Growing Sisterhood

Community »

Connect with women on the ground worldwide

PAKISTAN: They Went to School and Never Came Back

PAKISTAN: They Went to School and Never Came Back

Campaigns »

Be heard at influential forums

WWW: Women Weave the Web

WWW: Women Weave the Web

Programs »

Help us train women citizen journalists

World Pulse Voices of Our Future

World Pulse Voices of Our Future

Blog »

Read the latest from World Pulse headquarters

Announcing Our Prize Winners!

Announcing Our Prize Winners!

Partners »

Join forces with our wide network of partners

Nobel Women's Initiative

Nobel Women's Initiative